I WAS WORKING OUT MY FINANCE AND REALISED THAT I HAVE NOTHING MUCH LEFT IN MY PERSONAL ACCOUNT AFTER CLEARING ALL THE BILLS.

I WAS TOO NOTI TO BUY THAT COACH BAG. OH WELL.. IT BETTER BE A REAL BEAUTY. CAN'T WAIT TO SEE IT!

I ADDED A NEW INSURANCE PLAN TO PROTECT MYSELF - COSTLY AFFAIR BUT I THINK IT IS WORTH IT. PAYING ONE LUMP SUM, S$288 GONE JUST LIKE THAT

I SERIOUSLY THINK I AM SAVING TOO MUCH FOR THE JOINT ACCOUNT. BUT I WANT TO BUY A FLAT, SO I MUST BE GOOD AND SPEND LESS

I AM GOING TO TRY OUT THIS PLAN OF WITHDRAWING A LUMP SUM AT THE BEGINNING OF THE MONTH TO CONTROL MY SPENDING. I GIVE MYSELF S$300 PER MONTH FOR FOOD AND ENTERTAINMENT. NO MORE SWIPING OF CARDS.

NO MORE SHOPPING, I AM SERIOUSLY SERIOUS!

*SORRY FOR THE CAP, I AM JUST TOO SHOCKED*

I SHOULD WORK HARDER TO FIND ADDITIONAL INCOME

I WAN TO BUY A FLAT!